This year..........

I have gained 100+  Points on my credit Score......see siggy

I have went from 40 Collections down to 1

I have a repo Gone off 2 of my 3 reports

I have had an on time payment History all year

I have had 2 GW deletions of Charge Off's

My Util has come down from 98 % to 63%......I know gotta get it lower

Thanks to everyone here for all your help and support

I don't know what I would have done without you

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Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards