Established Contributor
Posts: 905
Registered: ‎07-25-2008
This Year...

This year..........

 

I have gained 100+  Points on my credit Score......see siggy

 

I have went from 40 Collections down to 1

 

I have a repo Gone off 2 of my 3 reports

 

I have had an on time payment History all year Smiley Happy

 

I have had 2 GW deletions of Charge Off's

 

My Util has come down from 98 % to 63%......I know gotta get it lower Smiley Happy

 

Thanks to everyone here for all your help and support

 

I don't know what I would have done without you

 

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
Re: This Year...
Looking good Keep it up!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
Re: This Year...
Great job this year, congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 905
Registered: ‎07-25-2008
Re: This Year...
Thank you both Smiley Happy

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Regular Contributor
Posts: 127
Registered: ‎07-09-2012
Re: This Year...
Wow congrats great work
Moderator
Posts: 13,897
Registered: ‎04-15-2011
Re: This Year...

My thoughts personally?   You're doing a great job.  Keep it up!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 581
Registered: ‎02-12-2011
Re: This Year...

That's incredible. You started lower than I did. I didn't think that was possible! And now you're further along as well! Excellent work.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
Posts: 905
Registered: ‎07-25-2008
Re: This Year...

Thank you all Smiley Happy


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
Re: This Year...

Persistence is the key Good Job get that utilization lower and you should start to soar!!


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
New Contributor
Posts: 64
Registered: ‎10-20-2012
Re: This Year...

Great work!


Starting Score: 523
Current Score: EQ 608 EXP 648 TU 565
Goal Score: 800


Take the FICO Fitness Challenge