Regular Contributor
Posts: 116
Registered: ‎06-26-2011
Re: Reaged Account

Shogun... to answer your questions, the acct was opened late 2006 and I called and had the acct closed in early 2007 cause I had lost my job. So it's been a baddie since 2007. As for a prior agreement, I am 100000% sure I didn't sign anything agreeing to pay it with RPC. In the midst of these questions, you're right, I do have a problem. But, wouldn't me filing a direct dispute with them allow them to legally reage it because then I'll be confessing to the debt?


Lastly, what's the process to filing with the FTC and AG? These are both that I've never had to do so am not familiar and have only done through BBB before.

My Wallet: WF College Card ($1.7k); GE Wal-Mart ($1.3k); GE Amazon ($1.9k); Chase Freedom ($1k); Citi Simplicity ($2k); Discover IT ($2k); CareCredit ($1.5k); GE Lowes ($2.5k) -- In The Garden 'Til 08/2014

Current Scores: EQ 716; TU 683; EX: 709; TU(08): 723 - As of April 21, 2014
Goal Score: 700 Across the Board (TU, EQ, EX)

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