Regular Contributor
Posts: 116
Registered: ‎06-26-2011
Re: Reaged Account

In the midst of all this, wouldn't it just make sense to dispute it, or even send a PFD or something? I'm beginning to get frustrated because I cannot get a hold of T-Mobile to have them confirm everything and just want it off my report for good. Has anyone ever made a payment on such an account and had it deleted at a discounted price? Just curious because I want to rebuild my credit and this, clearly, reaged account has demolished my FICO score dramatically seeing as how they made it seem recent.


Or can anyone offer an alternative to possibly getting in touch with T-Mobile to have the concern addressed? I tried to call to ask if they could verify when the account was closed and began reporting on my credit, or something along those lines, but with no luck.

My Wallet: WF College Card ($1.7k); GE Wal-Mart ($1.3k); GE Amazon ($1.9k); Chase Freedom ($1k); Citi Simplicity ($2k); Discover IT ($2k); CareCredit ($1.5k); GE Lowes ($2.5k) -- In The Garden 'Til 08/2014

Current Scores: EQ 716; TU 683; EX: 709; TU(08): 723 - As of April 21, 2014
Goal Score: 700 Across the Board (TU, EQ, EX)

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