rootpooty: Would I mail them a letter or reach out to them via phone...which would be best? I cannot afford the entire balance at once, but maybe consider a GW at first...or is it too late to consider a GW with T-Mobile?

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Current Score: EQ 600; TU 652 (as of 12/04/2012); EX: 611 (as of 12/06/2012 per Pageonce iPhone App)
Goal Score: 700 Across the Board (TU, EQ, EX)

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