Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012
Re: Two late payments from 2010 on Best Buy card. Do I send GW letter to HSBC or Capital One?

Send it to both, it's not going to hurt anything.

 

If these were 30 days lates, chances are they are not affecting your score much anymore and would only be beneficial during a manual review.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
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