Re: Two late payments from 2010 on Best Buy card. Do I send GW letter to HSBC or Capital One?
12-05-2012 05:36 AM
CapitalOne acquired HSBC's consumer credit card portfolio earlier this year and they are now in the final stages of transition. I have two Orchard Bank credit cards that are now reporting as CapitalOne on my credit report.
Starting Score: TU: 549 | EQ: 549 | EX FAKO: 541
Current Score: TU: 599 | EQ: 603 | EX FAKO: 583
Goal Score: 620
Take the myFICO Fitness Challenge
2013 Goals: 620s, out of student loan rehab, credit cards at 9% util