CapitalOne acquired HSBC's consumer credit card portfolio earlier this year and they are now in the final stages of transition. I have two Orchard Bank credit cards that are now reporting as CapitalOne on my credit report.

---

Starting Score: TU: 549 | EQ: 549 | EX: ???
Current Score: TU: 536 | EQ: 588 | EX FAKO: 569
Goal Score: 620

Take the myFICO Fitness Challenge

2013 Goals: 620s, out of student loan rehab, credit cards at 9% util