Established Contributor
Posts: 587
Registered: ‎11-27-2012
Re: Two late payments from 2010 on Best Buy card. Do I send GW letter to HSBC or Capital One?

CapitalOne acquired HSBC's consumer credit card portfolio earlier this year and they are now in the final stages of transition. I have two Orchard Bank credit cards that are now reporting as CapitalOne on my credit report.


Starting Score: TU: 549 | EQ: 549 | EX FAKO: 541
Current Score: TU: 664 | EQ: 722 | EX: 722
Goal Score: 720s All Around!
Last HP 1/16/2015