If the account was sold to the CA, such as the case of HSBC in this case.  The OC does not care nor will they most likely ever know if it is paid or not.  As far as they are concerned, they've sold it, they're done with it.  Seeing as this is the case, there's absolutely no harm in trying a GW.  

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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