OP, is that your real name? I think you should probably edit your post and take your name out. On the subject of your baddies, from what I read here in the forums, sounds like you need to start with some DV letters but I'll let the credit pros handle this one.
Starting Score: 426 Ch. 13 BK Discharged Nov 2012 Current Score: TU 715 EQ FICO 693 EX 660 all via lender pull 5/9/13 Goal Score: 720
I think you should probably edit your post and take your name out. On the subject of your baddies, from what I read here in the forums, sounds like you need to start with some DV letters but I'll let the credit pros handle this one. 
Starting Score: 426 Ch. 13 BK Discharged Nov 2012 
