Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
SW Alert: +16 points...sort of disappointing..

I just received an SW alert saying that there was a score change and account change..so I pull it up, and it's reporting the 3 disputes to First Premier, Capital One and Verizon. The score increased 16 points...is that because temporarily the new reporting balance is zero? Or was this an aging increase or something and it's also informing me of the account changes?

 

If it's the former, it's depressing because the First Premier and Capital One were over $1,400 in UTILIZATION that is maybe "temporarily" reporting as zero, and if I only got 16 points for going from 110% utilization down to below 9% then what a huge bummer lol. I'll take the 16 points, no doubt, but if I paid nearly $800 for 16 points, I'd like a refund :/



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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