Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
Re: Sphinx313's Credit Journal. The road to 700!

SW Bump +16 points. The only thing listed with the SW update is the fact that 3 accounts are now being disputed, all for their balances, 2 of which are CO's affecting my utilization. As I stated in another post, I hope going from 110% Utilization down to ~9% wasn't only worth 16 points.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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