Epic Contributor
Posts: 20,657
Registered: ‎03-19-2007
Re: Pay For Delete Question

A PFD is a private contract offer.  Most anything is game unless the offer contains provisions that are in violation of some statute.


There is no statutory prohibition against deletion based on payment of the debt.  The furnisher can always assert that they cannot accept a PFD based on their seperate reporting contract with the CRAs, but that is their internal issue.  Nothing improper with a consumer requesting deletion.