The reported credit lines were $800 and $300, the balances were $901 and $518. If they ignored the balance of $1,400 and I only received 16 points that is such a blow to my hopes of what I would get for decreasing my utilization. Like I said before, this $1,400 was playing into Utilization, which with my 4 cards is $1,200, so even if all the cards are at zero, I am over 100% utilization. "Ignoring" these technically makes my utilization ~9%..and to only see 16 points was rough.
Starting Score: 532/564 10/21/12