Established Contributor
Posts: 922
Registered: ‎03-22-2012
Re: Derogatory removed! But my score TU score dropped 11 points

You need to decide if you want the mortgage or to work on your credit for a bit. As long as you plan on applying for a mortgage within the next 6 months, I would HIGHLY recommend that you NOT apply for any new credit and that includes Walmart.

Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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