Re: Derogatory removed! But my score TU score dropped 11 points[ Edited ]
12-09-2012 12:25 AM - edited 12-09-2012 12:32 AM
How do I boost my score without credit? I could proably get premiere to update my credit limit to 400 but they charge you 25.00 to do it I think.
And my credit union loan will show paid, a 6 month personal loan ontime payments.
I will have over a year paying on the car, all on time.
My CC wont have a balance and reporting good for over a year. Is there anything else I can do? :-0
The child support will end and be paid in July. Then I only have like 30 days to find a house and get it approved! Gotta buy before the new school year!
First Premier Bank 6/2012 $298 Paid or paying as agreed No Details <-------------paid down to 60.00 but it hasnt reflected yet
Ocwen Loan Servicing Llc XXXXX1705 3/2007 $0 120 days past due Details
Bank Of America Na 8/2003 $0 Paid or paying as agreed Details
Citifinancial XXXXXXXXXXXX6581 3/2002 $0 Paid or paying as agreed No Details
Hsbc Taxmasters XXXXXXXX0898 1/2007 $0 Paid or paying as agreed No Details
Brazos/Glelsi XXXXX5086 4/1998 $0 120 days past due Details
Credit Acceptance Corpor 5/2012 $13,027 Paid or paying as agreed No Details
Gm Financial XXXXX8184 6/2007 $9,430 Charged off as bad debt No Details <------------------balance was just updated to 0
Gm Financial XXXXX8241 7/2000 $0 Paid or paying as agreed No Details
Starting Score: August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 648 TU FICO687 EX 660 (CS) 12/16/2012
Goal Score: 720 All Across
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