Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: Derogatory removed! But my score TU score dropped 11 points
[ Edited ]

Okay..........

 

How do I boost my score without credit?  :smileysad:  I could proably get premiere to update my credit limit to 400 but they charge you 25.00 to do it I think.

And my credit union loan will show paid, a 6 month personal loan ontime payments.
I will have over a year paying on the car, all on time.

My CC wont have a balance and reporting good for over a year.  Is there anything else I can  do?  :-0

 

The child support will end and be paid in July.  Then I only have like 30 days to find a house and get it approved!  Gotta buy before the new school year!

 

 

Adding:

First Premier Bank   6/2012 $298 Paid or paying as agreed No  Details                <-------------paid down to 60.00 but it hasnt reflected yet
 Ocwen Loan Servicing Llc  XXXXX1705  3/2007 $0 120 days past due   Details
 Bank Of America Na   8/2003 $0 Paid or paying as agreed   Details
 Citifinancial  XXXXXXXXXXXX6581  3/2002 $0 Paid or paying as agreed No  Details
 Hsbc Taxmasters  XXXXXXXX0898  1/2007 $0 Paid or paying as agreed No  Details
 Brazos/Glelsi  XXXXX5086  4/1998 $0 120 days past due   Details
 Credit Acceptance Corpor   5/2012 $13,027 Paid or paying as agreed No  Details
 Gm Financial  XXXXX8184  6/2007 $9,430 Charged off as bad debt No  Details  <------------------balance was just updated to 0
 Gm Financial  XXXXX8241  7/2000 $0 Paid or paying as agreed No  Details

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

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