July next year I need to be able to buy one, our lease is up.
My lender ran my credit now to see where we are.
The problem is that I am paying a lot for rent. I have owned a house before for many years but when my mom had a stroke she lost her job and we lost the house. I had it in my name but she was the co-signer on it.
I have saved some money for down payment, right now they are offering no money down on NEW home loans but you need a 620 preferribly a 640.
My scores seem to be stuck, not going up much, a point here and there. 5 points recently on equifax, 1 on transunion before it dropped 11. :-/
