Re: Derogatory removed! But my score TU score dropped 11 points
12-09-2012 01:03 AM
July next year I need to be able to buy one, our lease is up.
My lender ran my credit now to see where we are.
The problem is that I am paying a lot for rent. I have owned a house before for many years but when my mom had a stroke she lost her job and we lost the house. I had it in my name but she was the co-signer on it.
I have saved some money for down payment, right now they are offering no money down on NEW home loans but you need a 620 preferribly a 640.
My scores seem to be stuck, not going up much, a point here and there. 5 points recently on equifax, 1 on transunion before it dropped 11. :-/
Starting Score: August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 648 TU FICO687 EX 660 (CS) 12/16/2012
Goal Score: 720 All Across
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