Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: SW Alert: +16 points...sort of disappointing..
[ Edited ]

sphinx313 wrote:

Yeah only three disputed. Utility isn't even listed on my credit report...I know it was on TU but it isn't on my EQ.

That could explain the lack of points. FICO ranks the negative items in order from worst to least. also means that it'll set you up with some larger gains as baddies come off provided util remains in check.