I got a 30 day late removed from oldnavy, a 30/60 day late removed from walmart, 1 collection removed. I then started paying down my UTL. I went from 114% tp 79%. I plan on geyying down to 8% by February.
Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,
Goal Score: 700 across the boards
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