Re: another judgment question..
12-12-2012 07:27 AM
It's a major derog so your score will take a hit. It shouldn't affect your cards right off, but under a periodic review, your creditors may take adverse action against you such as closing the account, making your limit lower or they may do nothing at all.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 689|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $2.25k WalMart SC; Chase Freedom $500 (clsd); CFNA Firestone $1k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k
Goal Score: 700 across the board.
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