Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
Re: Question about 6+ yr old debt

Send them a DV.



The fall off date is tied to your DoFD. As long as the DoFD isn't changed, then it will fall off in 7 years + 180days.



Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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