Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Walmart FICO rebuild
[ Edited ]
 
 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
759
                                                                                                                                                                    
 
  Your FICO® Score History

 

 

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
westo12
Posts: 584
Registered: ‎07-20-2008
Re: Walmart FICO rebuild

NICE! :smileyhappy:

2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**
Established Member
minnie77
Posts: 28
Registered: ‎11-29-2010
Re: Walmart FICO rebuild

Like!

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Walmart FICO rebuild

+83 points.  DW's went up 82 points.  Not that I'm competing with her.   lol

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
RN67
Posts: 123
Registered: ‎10-01-2012
Re: Walmart FICO rebuild

Congratulations!!!

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012
Re: Walmart FICO rebuild

way to go!!!

Valued Contributor
madmann26
Posts: 1,459
Registered: ‎08-30-2012
Re: Walmart FICO rebuild
Congrats Shogun!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
New Visitor
Blizz127
Posts: 2
Registered: ‎12-12-2012
Re: Walmart FICO rebuild

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.

Valued Contributor
madmann26
Posts: 1,459
Registered: ‎08-30-2012
Re: Walmart FICO rebuild
Very reliable.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
Re: Walmart FICO rebuild

Blizz127 wrote:

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.


The Walmart FICO is a FICO score... The AMEX one is a FAKO score... The CreditKeeper score is a FAKO..

 

The Walmart FICO uses a score that is used by lenders, and is branded by FICO. FICO scores are used in 90 percent of lender decisions.

 

 

-scott

 

 

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX