Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: collection agency hard inquiry leagal?

Actually the answer is no.  You do have a debt with them, and it is a permissable pull.  It can be done via a SP, but some use the HP just to ramp it up a bit.


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July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!