Member
mpresiv1
Posts: 7
Registered: ‎12-12-2012
Capital One Good Will call

I usually don't post on sites but I figured this may help someone. Had a 30 day late on a Cap 1 credit card in March. Decided to pay a well known credit repair company to help me get it removed along with some others. After 9 months of disputing every 45 days no luck. I'm trying to get a mortgage and really need this 30 day removed. I took to google and found this site yesterday at work. I read through a huge number of threads last night and decided to give some of the solutions a try.

 

This morning I used the backdoor number to Cap 1 and spoke with an acct specialist. This person could not have been more nice. I told the truth I explained I had a mis-step and I'm trying for a mortgage can they make a goodwill adjustment to remove the 30 day late. They told me they would send the corrected information to the 3 credit bureaus and I would receive a letter in 2 weeks then it will take 30-90 days for the CB's to update. So I wont call it a success until I see the late removed but I will update when it happens.

 

This site is pretty awesome can't wait to try more solutions with my other creditors.