Member
mpresiv1
Posts: 7
Registered: ‎12-12-2012
Capital One Good Will call

I usually don't post on sites but I figured this may help someone. Had a 30 day late on a Cap 1 credit card in March. Decided to pay a well known credit repair company to help me get it removed along with some others. After 9 months of disputing every 45 days no luck. I'm trying to get a mortgage and really need this 30 day removed. I took to google and found this site yesterday at work. I read through a huge number of threads last night and decided to give some of the solutions a try.

 

This morning I used the backdoor number to Cap 1 and spoke with an acct specialist. This person could not have been more nice. I told the truth I explained I had a mis-step and I'm trying for a mortgage can they make a goodwill adjustment to remove the 30 day late. They told me they would send the corrected information to the 3 credit bureaus and I would receive a letter in 2 weeks then it will take 30-90 days for the CB's to update. So I wont call it a success until I see the late removed but I will update when it happens.

 

This site is pretty awesome can't wait to try more solutions with my other creditors.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: Capital One Good Will call

Hello and welcome to the forums.

 

Congrats!  It'll feel great when that is removed and clear the path for your mortgage.  Good Luck!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012
Re: Capital One Good Will call

can you please pm me the contact info. I called to the executive office this morning and got the big NO! I too had a 30 day late in jan 2012 that I would love to see remove. Thanks in advance. 

Established Member
rubberman365
Posts: 43
Registered: ‎10-13-2012
Re: Capital One Good Will call

could u pls pm me the number?

Have a blessed day! =)
Established Member
astsmj3
Posts: 23
Registered: ‎10-24-2012
Re: Capital One Good Will call

Can I get the contact info as well?

 

Thank you :smileyhappy:

Regular Contributor
scarzy
Posts: 230
Registered: ‎04-08-2008
Re: Capital One Good Will call
me three! thanks!
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

New Member
Dan-the-Man
Posts: 3
Registered: ‎12-12-2012
Re: Capital One Good Will call

Congratulations! Can I have the contact number as well please?

Regular Contributor
eastexascout
Posts: 116
Registered: ‎11-27-2012
Re: Capital One Good Will call

Can you Pm me as well.....called exec office and possibly looking at a no,,,,need a backup plan..

"just trying to get my credit up..."
Contributor
alexak
Posts: 93
Registered: ‎06-04-2012
Re: Capital One Good Will call

could you PM me as well. my situation is a bit tougher... attacking at all angles.:smileywink:

Member
mpresiv1
Posts: 7
Registered: ‎12-12-2012
Re: Capital One Good Will call

Guys I used the backdoor number on the backdoor page. Use the one for acct. specialist. Good Luck!