Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
Re: collection agency hard inquiry leagal?

tmobileguy wrote:

If your going to state its not accurate then you might want to state exactly why, in your opinion, the statutes referenced and what they pertain to are not accurate...and yes of course I said it in another thread because it was the topic at hand....So if you say something in another thread then it can never be brought up again if the same question or point is asked again?

I suppose your right, it was late Smiley Wink


Ultimately, its all intreptation, and a judge really is the only one who can determine if an interpretation is accurate, so I will recind my snarky comments.




Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX