Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011
Re: collection agency hard inquiry leagal?

tmobileguy wrote:

If your going to state its not accurate then you might want to state exactly why, in your opinion, the statutes referenced and what they pertain to are not accurate...and yes of course I said it in another thread because it was the topic at hand....So if you say something in another thread then it can never be brought up again if the same question or point is asked again?


I suppose your right, it was late :smileywink:

 

Ultimately, its all intreptation, and a judge really is the only one who can determine if an interpretation is accurate, so I will recind my snarky comments.

 

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX