Re: 2012 Results and 2013 Goals
12-13-2012 08:34 AM
Good News: I'm in the 700 club!
Bad News: It's just my Vantage score...lol
Hey.. sometimes being in the 'bad' bucket helps you get to 700 faster... I have 3 negatives still shows.. a paid tax lien, a paid judgement, and a paid collection.. all over 4 years old.. no lates showing, and good util..
I am over 700 and all FICOs... its doable
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX