Re: J's Credit Repair Journal
12-16-2012 12:33 PM
| Alert: | Your FICO® score has exceeded your target score of 500 |
Score Watch alert/Changes to your FICO® Score
| Your FICO® score has gone up to 502 on December 16, 2012. |
| Target score alert: | Your FICO® score has exceeded your target score of 500. |
Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:
Baddies: Home depot $226 - 60 days late - 8/2012 Bank of America $0 - 180 days late - 6/2012 Capital One - $232 - 90 days late - 7/2012 TXU Energy - $110 - CO - 4/2012 Texas Guaranteed - $0 - Payment after CO - 10/2010 Texas Guaranteed - $0 - Payment after CO - 10/2010 Texas Guaranteed - $0 - Payment after CO - 10/2010 Costep Servicing - $0 - 120 days late - 5/2009 Costep Servicing - $0 - 120 days late - 5/2009 Costep Servicing - $0 - 120 days late - 5/2009 Prof Debt - $1920 - Collections - 4/2012 Cba - $81 - Collections - 2/2012 Bekmn Assoc - $774 - Collections - 1/2006
Current open accounts: Capital One - $300 limit Home Depot - $600 limit
Starting scores: TU: 489 EQ: 471
Current scores: TU:? EQ: 502
Unfortunately, BoA didn't delete the negative information. I'll try to GW them again sometime. Right now I'm thinking I really need to deal with "prof debt". I'm worried I'm going to get sued. |
Current Score: TU: 489 EQ: 515
Goal Score: 700
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