Re: Thank you all! Huge score boost
12-19-2012 09:10 AM
Sent a PDF to the collection agency. Think they agreed as I caught them reporting shadow payments!
What are shadow payments?
Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013