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Posts: 2,658
Registered: ‎06-05-2008
Re: How accurate is Experian FAKO score to real FICO score?

Mike_B03 wrote:

I pulled a credit report and score today from (which is a FAKO score) and it's pretty bad, 597. I had a mortgage company pull my credit score on 11/14/12 and for Experian, I had a 642 (which is being used as the middle score for the loan).


I'm praying that my score didn't drop 45 points in the past month because I see no reason for it to drop off. I actually had a lot of bad accounts age off since that report, a total of 8 actually. 


So how accurate is the Experian FAKO score vs a real FICO score?

They do not correlate.  They could be exactly the same or a hundred off.  Search the forums here for ways to get an EXP fico - 

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL