Posts: 13,897
Registered: ‎04-15-2011
Re: Question about 6+ yr old debt

That sounds about right on the CRTP with them falling off.  The only way to get it off earlier is actually to settle the debt, which I always suggest to do.  You could PFD the CA and GW the OC.  Depends on how much the debt is and how much you're willing to spend.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!