The way it is coded implies it is probably a medical collection.

I disagree with the medical part, I have the same thing on Myfico report as well and I know for a FACT it's not a medical bill and I asked while I had Myfico on the phone about it and the person stated he couldn't explain it, I didn't push it any further cause Iknow what it was. Just got to one of the fako sites and pull your report and match the $$$$$ amount. It does make it kind of difficult on Myfico especial if your looking to contact the CA to dispute.

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Starting Score EQ: 615
Current Score EQ: 654 12/3/2012
Goal Score: 725

Take the FICO Fitness ChallengeCurrent Score TU: 644 EX Faco 711
Current Score EX: 711

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Sneekn4u wrote:

I disagree with the medical part, I have the same thing on Myfico report as well and I know for a FACT it's not a medical bill and I asked while I had Myfico on the phone about it and the person stated he couldn't explain it, I didn't push it any further cause Iknow what it was. Just got to one of the fako sites and pull your report and match the $$$$$ amount. It does make it kind of difficult on Myfico especial if your looking to contact the CA to dispute.

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+1 Yes get your free annual report or a $1  FAKO to see the account details.

I have something very similar on my credit report and it is in fact a medical collections.

Thanks everyone!

The FDCPA has an express requirement for sending of collection (dunning) notice, in recognition that reporting to a CRA is not sufficient identification of the debt, the current creditor, or advisement of debt validation rights.

The information needed should have been conveyed via dunning notice within 5 days after their credit reporting. FDCPA 809(b).

Did you receive dunning notice?  Request debt verification within its 30-day period, being sure to additionally request the name and address of the original creditor.

    Start with pulling your FREE CR's from (ACR) annualcreditreport.com . they tend to have more info on them, then ones from a 3rd   party.   The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.

   Save your money and Don't Buy the Scores, they are what we call FAKO's.

If you've already pulled your yearly free reports, you can call the CRA and ask for the information.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

I also had the exact same thing appear as a new account listed.  However, mine is the exact same amount for an old att account that I just had removed 2 weeks ago from EOS/CCA.  It appears now with 284YC00207 as the collector.  When I disputed the account again, it then showed up as EOS/CCA whom had recently removed it.  I disputed the account sttating it was removed in the past for not being verified and also notified tha last collectiona gency asking them what was up.  Still waiting for a reply.  Ughhh