Re: New Account In Collection
[ Edited ]
s? Need Help!!!!
12-23-2012 11:38 AM - edited 12-23-2012 11:39 AM
The FDCPA has an express requirement for sending of collection (dunning) notice, in recognition that reporting to a CRA is not sufficient identification of the debt, the current creditor, or advisement of debt validation rights.
The information needed should have been conveyed via dunning notice within 5 days after their credit reporting. FDCPA 809(b).
Did you receive dunning notice? Request debt verification within its 30-day period, being sure to additionally request the name and address of the original creditor.