Posts: 13,897
Registered: ‎04-15-2011
Re: New Account In Collections? Need Help!!!!

    Start with pulling your FREE CR's from (ACR) . they tend to have more info on them, then ones from a 3rd   party.   The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.


   Save your money and Don't Buy the Scores, they are what we call FAKO's.


If you've already pulled your yearly free reports, you can call the CRA and ask for the information.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!