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pizzadude
Posts: 8,544
Registered: ‎01-28-2010
Re: No TU or Experian score- best strategy?

 

Welcome to the forums !

 

It's great that you are starting to take a look at your credit profile - I agree that you'll want to have a FICO score reporting on all three CRAs.  

 

So do you have any open credit accounts now, either revolving or installment accounts ?    In terms of revolving credit, FICO scoring generally likes to see at least two or three open accounts.     You might have to start with a secured card or two, until you build up some positive payment history, and then switch over to unsecured cards.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX