Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
Re: No TU or Experian score- best strategy?


I would carefully scrutinize the T&Cs for secured cards....look at their fee structure and also how often you can bump up your deposit to increase your CL.


Do a search in the CC forums on "secured" and you should be able to find some good information on secured card choices.     You might be able to get in with a store card as well, perhaps target or a GE card, although your CL might not be much to start with.


I wouldn't worry too much about the address right now ~ you can always deal with that later.    Once you have positive tradelines reporting, then your current address should be reported too.




March2010 FICO® ~ 695 TU, 653 EQ, 697 EX