Mega Contributor
RobertEG
Posts: 17,213
Registered: ‎03-19-2007
Re: Same account, two different creditors

Yes, their separate reporting is of apples and oranges, and is totally proper.

The OC reporting is of activity on your account with them.

The debt collector reporting is of their authority to conduct collection activiites on the debt, either as an asignee of the creditor, or as the owner of the debt.

 

The collection is not an "account" of yours, it is a reporting account with the CRAs.