Community Leader
Epic Contributor
Posts: 25,652
Registered: ‎03-19-2007
Re: Cellphone company is not reporting!! Is it important?

I would presume that if a creditor wished to consider timely payments on unreported accounts, they would be just as happy with review of your account records, which are first-hand documents, as they would with a third party "report." 


I dont see a substantive difference that would be worth a fee.