Established Member
Posts: 15
Registered: ‎12-27-2012
Re: No TU or Experian score- best strategy?

Thanks for the advice.  One more question, if you don't mind . . . since my biggest issue seems to be a thin file, rather than a horrible one, I'm wondering if there's any advantage to applying for an auto loan, rather than a 2nd or 3rd credit card.  My thinking is there is perhaps an advantage to having a greater mix of credit types and from what I've read on the Auto Loans board, it seems I might be approved.   Also, I don't really have a need for the ccs, but a used vehicle will make my life infinitely easier right now.


My biggest concern right now is applying for too much at once.  I applied for a Citi cc card yesterday and received an alert that my score dropped 2 points.  Still waiting for the decision on the card.