I'd work on getting your scores up a bit first. Freecreditreport.com is a FAKO. Most mortgages pull a standard mortgage model.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
