Posts: 9
Registered: ‎11-26-2012
How to prove HSBC reaging?

I have a nasty charge off from HSBC over either a household bank or orchard card. My credit report states that the account was opened in 2004 which I believe is correct. It  was charged off in June of 2008,  with a DOFD in feb of 2008. My issue with this is I know for 100 percent certain that I defaulted in 2006 when I first started my business. I have disputed this with the CRA's but of course they confirm that the info is correct. This account was transfered to Arrow and then to LVNV with Northland trying to collect for them. I have no proof of this accusation as any proof  I may have had went up in flames during an unfortunate fire.