Nope, you didn't screw up.  I think you did the right thing, paying it so it doesn't show up as a bottom feeder.  Portfolio is an absolute pain, but if it can be said a CA is somewhat credible, then they would be included in this.  It's done and gone.  Keep moving forward.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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