Followed your advice and applied for CapOne Secured, which was approved w/ $200 CL.  I then took a shot at CitiForward.  I initially received the 7 - 10 day response. Was disappointed to receive an email today saying I was declined bc of "delinquent credit obligation."  After scouring these boards and learning all I could, I attempted a recon.  Happy to say it worked - I was approved w/ $1K CL.

Thanks so much for the advice both here and elsewhere on the board.  I will be a frequent visitor as I continue to rebuild.