Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
28 point equifax jump

never expected that!



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: 28 point equifax jump

Happy Dance!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
Re: 28 point equifax jump

Woohoo, nice!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
Re: 28 point equifax jump
Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
jamie123
Posts: 927
Registered: ‎03-22-2012
Re: 28 point equifax jump

That is really great!

 

See...All that hard work is starting to pay off!

 

Keep at it LoveGoodCredit!

 

You can do it!



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

Frequent Contributor
NewbieReed
Posts: 443
Registered: ‎12-05-2012
Re: 28 point equifax jump

Nicely done! Congrats! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Valued Contributor
Mike_B03
Posts: 1,146
Registered: ‎11-30-2012
Re: 28 point equifax jump

LoveGoodCredit wrote:

never expected that!


What caused the increase?

Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
Re: 28 point equifax jump

HI!  I am not sure I cant view my report right now.  Equifax wants me to fax them my DL in order to review my report.  I am assuming it is because I have passed the 6month mark for ontime payments on a CC and car loan and then got down to only two collections.

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Frequent Contributor
rightcoast
Posts: 278
Registered: ‎12-10-2012
Re: 28 point equifax jump

Awesome! Your getting there!


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Established Contributor
jamie123
Posts: 927
Registered: ‎03-22-2012
Re: 28 point equifax jump

How old are the last 2 collections?

 

Have you been trying to have them removed?

 

Also...You are doing great!



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge