Moderator
LIGHTNIN
Posts: 4,189
Registered: ‎03-24-2008
Re: Collection accounts

What I would suggest to do first, is to pull your CR's from ARC, that way you'll know if the CA's are reporting incorrectly or not.

Because sometimes it's just a formatting issue with these Credit Reporting companies.

 

 Info about (ACR) annualcreditreport.com . they tend to have more info on them, then ones from a 3rd party.
The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.Save your money and dont buy the scores, they are what we call FAKO's,for more info read   The Son Of Credit Scoring 101.

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?