New Contributor
zullyquirke
Posts: 90
Registered: ‎07-22-2011
70 point EQ increase!

‎01-04-2013 08:31 AM

Finally the last of my major baddies fell off of my credit report! I'm now showing that I have no delinquent payments since I've worked hard the last several years to make sure everything's paid on time. The biggest dents I have in my report right now are inquiry levels and that my credit history isn't old enough, so it's gotten to a point where now it's just a matter of being patient and letting my score mature. So glad to be in the upper 600's at last, my goals of getting to over 700 seem much more attainable now!


Starting Score: TU - 580 (7/22/11) ..... EQ: 561 (7/22/11)
Current Score: TU - 662 (2/14/13) ...... EQ: 677 (4/15/13) ...... EXP: 649 (2/26/13, lender pull)
Goal Score: 700 by 12/31/2013

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Last Credit Application: 2/26/13
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Regular Contributor
Goal850
Posts: 108
Registered: ‎07-09-2012
Re: 70 point EQ increase!

‎01-04-2013 08:32 AM

WoW thats a huge jump congrats!


Starting Score: 07/09/12 TU 587(myfico) EQ 572(myfico) EX 591(FAKO CS)
Current Score: TU 684(nfcu cli appr 2/19/13) EQ 650(USAA Amex denial 2/20/13) EX 648(Amex denial of course, 2/12/13)
Goal Score: 760+Take the FICO Fitness Challenge
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Contributor
loviedovie
Posts: 135
Registered: ‎12-20-2012
Re: 70 point EQ increase!

‎01-04-2013 08:42 AM

Goal850 wrote:

WoW thats a huge jump congrats!

+1

I love hearing stories like this! Congrats!!

Starting Score: TU 610 EQ FICO 635
Current Score: EXP 688 EQ FICO 701
Goal Score: 740 by NYE 2013

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Moderator
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011
Re: 70 point EQ increase!

‎01-04-2013 10:26 AM

Wow!  Congrats!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012
Re: 70 point EQ increase!

‎01-04-2013 10:56 AM

Hooray! thats wonderful!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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App Free since 2.8.13
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Established Member
widget
Posts: 14
Registered: ‎10-23-2007
Re: 70 point EQ increase!

‎01-04-2013 11:20 AM

Congrats!  It's always great to see stories like this.

Starting Score: EQ: 660 TU: 636 EX: 629 (lender pulled 11/2012)

Take the myFICO Fitness Challenge
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012
Re: 70 point EQ increase!

‎01-04-2013 01:30 PM

That's a great jump, Congrats!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
(310 Views)
 
Established Contributor
bettercreditguy1
Posts: 652
Registered: ‎02-11-2012
Re: 70 point EQ increase!

‎01-04-2013 05:32 PM

Congrats, patience is the key!

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
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