##### 70 point EQ increase!

01-04-2013 08:31 AM

Finally the last of my major baddies fell off of my credit report! I'm now showing that I have no delinquent payments since I've worked hard the last several years to make sure everything's paid on time. The biggest dents I have in my report right now are inquiry levels and that my credit history isn't old enough, so it's gotten to a point where now it's just a matter of being patient and letting my score mature. So glad to be in the upper 600's at last, my goals of getting to over 700 seem much more attainable now!

Starting Score:

**TU - 580 (7/22/11) ..... EQ: 561 (7/22/11)**

Current Score:

**TU - 622 (10/24/13) ...... EQ: 656 (3/26/14) ...... EXP: 620 (3/26/14)**

Goal Score:

**700 by 12/31/14**

Take the myFICO Fitness Challenge

##### Re: 70 point EQ increase!

01-04-2013 10:26 AM

Wow! Congrats!

**504**

July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**

Goal Score:

**All Scores 760+, Newest goal 800+**

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

##### Re: 70 point EQ increase!

01-04-2013 10:56 AM

Hooray! thats wonderful!

**526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012**

Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge

##### Re: 70 point EQ increase!

01-04-2013 05:32 PM

Congrats, patience is the key!

Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience