Established Member
Posts: 10
Registered: ‎01-04-2013
Rebuilding my credit from bankruptcy

To build my credit I have to acquire a credit card???  I have applied for a secured card but it is not for sure I get one. My husband asked a mortgage lender how to be qualified for a loan I was told I had to give my Social security number as well. Why?  It is not mandatory in New Jersey for Husband and wife to apply together. We were not applying, only asking How!  But of course it went straight to my credit inquiry. Why would that affect my credit score? I was not asking for anything,  I am really frustrated. Apparently I need two credit cards. I don't want any, but feel forced to. Otherwise my credit will never recover. 

Goal 720