That's odd from 2007? Really! I would file a bbb.org complaint. That way they will have to investigate and give a better clear answer to there reasoning.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |

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Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013