als after bk
01-04-2013 03:16 PM
I was wondering if anyone else rebuilding with BK are now receiving pre approvals. I will be 2 years post bk in April and I only receive offers for auto loans and pre paid card in the mail. I even tried the shopping cart trick and no go! People with bk less than a year are getting pre approval. I also made sure all my reports are not locked and I opt in for pre screening.
Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013