Community Leader
Valued Contributor
starry1
Posts: 2,094
Registered: ‎11-29-2012
Re: Pre-approvals after bk

I don't know how well opting out works.  I'm opted out and I haven't received any cc offers, but get at least 4-5 auto loan offers per week.  I still even get auto offers from the company I actually bought a car from!  I think maybe the car dealers get your info from the court rather than the CRAs.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 8/30/14 TU 611; EQ 650; EX 640
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k / Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)