als after bk
01-04-2013 03:29 PM
I don't know how well opting out works. I'm opted out and I haven't received any cc offers, but get at least 4-5 auto loan offers per week. I still even get auto offers from the company I actually bought a car from! I think maybe the car dealers get your info from the court rather than the CRAs.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 10/12/13 TU 616; EQ 625; EX 610
Cap1 sec $600 (SD) / FP $300 (SD) / Fingerhut $700 / nRewards $2.5k / cashRewards $500 / NavChek $2.5k
Amazon $700 / Walmart $500 / Von Maur $200 /Firestone $1.2k (last app 10/08/13)